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What is Dashboards? And How Reporting Dashboard Plays Important Role for Your Business

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 Do you have any digital marketing strategy to grow your business? Fantastic. Have you properly outline your goals? Is your next step is to build a business dashboard and make your data into relevant info for your business. But do you know what dashboards are and what the important role it plays in business. Data will play a major role in your business to compare where we are and how we are in the marketplace, In order to get all data to one place i.e. PC or mobile access. So we come up with one solution called dashboard In order to make our client’s analysis easy in just one fingertip. What is a Dashboard? The dashboard is a business intelligence tool. The dashboard provides a graphical representation of KPIs or metrics. This shows whether you achieve your goals or not. This helps in data visualization, dashboards simplify the complicated data sets to provide users with at a glance awareness of current performance. Or we can say dashboard is a summary that gathers the

What Is an Annuity and How Does it Work?

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  Everybody knows about a checking account, advantages of a savings account or how to buy a certificate of deposit. However, if you ask them what an annuity is, you will probably get some shrugs. Annuities are often misunderstood, so in this article we’re going to cover the basics of how an annuity works, how to buy an annuity, and whether an annuity is right for you. What is an Annuity? An annuity is an insurance contract that provides a guaranteed stream of income for a specified amount of time or life. A guaranteed steady stream of income is the holy grail of financial planning, so why isn’t everyone flooding insurance companies to buy an annuity? Because any type of “guarantee” comes at a high cost and not everyone will need a guarantee. A financially savvy person saving responsibly for his/her retirement might be able to self-insure. On top of that, annuities are complex and there are different varieties of annuities with hundreds of options, riders, disclaimers, footnotes and con

How to Get Out of Debt

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Getting out of debt’ is a phrase used often when it comes to discussing personal finance. It’s something almost all of us will have to deal with at some point, in one form or another. Student loans, credit cards, and mortgages are just some of the more common types of debt. While we all have our unique financial situations, there are still some general guidelines that can be used to help anyone get out of debt. Assess your existing debt Find a method that works for you Tools for managing debt Be wary of new debt Plan for the future   1. Assess your existing debt The first step to getting out of debt is figuring out how much debt you actually have. If you’ve only got one or two debts, like a student loan and a credit card to pay off, this step is easy. Personal finances get harder to track when you have multiple debts on top of that, like car payments or hire purchase. It’s important to start  tracking your debt . You can do this with an app on your computer or phone, a basic spreadshee

What is a Fiduciary? Why is Fiduciary Duty Important?

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  There has been a lot of talk in the past few years about “fiduciary duty.” Senior Financial Planner Allison Alley, CFP® of Pure Financial Advisors explains what it means to be held to the fiduciary standard, and why it’s important to work with a fiduciary when it comes to financial planning. One of the questions we get quite a bit is what is a fiduciary, what’s the fiduciary duty and why is that important? Well, a fiduciary is a person or a legal entity, like a bank or a brokerage firm, that’s legally required to act in the best interest of a client in situations requiring total trust honesty and good faith. Really, anyone can be a fiduciary. The most common example of a fiduciary is a trustee of a trust. But corporate officers are also fiduciaries to their shareholders. Attorneys are fiduciaries to clients, and some but not all financial advisors are fiduciaries to clients. It’s also important to understand what the fiduciary duty is. The fiduciary duty is the highest standard of ca

How to Renegotiate Your Bills to Save Money in 2021

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With the new year upon us, many people are taking the time to  review or create their budgets  and otherwise get their financial houses more in order. If keeping better track of your finances is one of your  2021 financial goals , then this post will help with trying to keep your monthly and recurring costs low. Here’s how to renegotiate your bills to save money this year. The danger of recurring monthly bills Bills and expenses come in three main categories: One-off expenses like clothing, car repairs, or meals out. These can be budgeted for and in some cases are perfect for an  emergency fund . Recurring expenses that come regularly but with different amounts — this includes things like grocery purchases, some utilities, or a cell phone on a variable plan. Regular expenses that are the same amount every month, like your home mortgage or monthly rent payment. It is this last category that can sometimes lead people into financial danger. While some regular expenses like your mortgage o

70% of Americans Shop Small

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  Amazon and other leading ecommerce giants have changed the shopping experience in recent years. Easy one-click buys and same-day delivery are what  80 percent  of shoppers now look for when shopping. This ease earned Amazon  $96.15 billion  in yearly revenue by the end of September 2020 — all while the COVID-19 pandemic continued. Stay-at-home orders throughout the year and the need to support small businesses grew as large ecommerce sites took the spotlight. We set out to understand buying local statistics to see who’s shopping local, and why and how they’re doing so. Small businesses were affected greatly in 2020. Due to COVID-19, many shoppers opted for online orders and same-day delivery — things most small businesses couldn’t match. As a result, small business sales decreased, and up to  50 percent  of shops closed in some countries. For the local shops still standing, the overwhelming support of consumers definitely helped. Just over  82 percent  of consumers say they’d spend m

How to stay productive while working from home

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The  coronavirus  pandemic has brought on a range of government restrictions and guidelines to help keep people safe. One of them is only going to work if you absolutely have to. As a result, many companies have implemented voluntary or mandatory working from home policies; which means many workers are dealing with an unusual challenge – a sudden (and extended) shift from office life to home life. To help you maintain productivity during COVID-19, here are our top tips on how to stay  productive  while working from home:   Recreate your commute OK, so we’re not suggesting you literally commute to work and back. That would be counterproductive, not to mention downright dangerous during the current pandemic.  However, your commute does more than get you from A to B. It also mentally prepares you for the day. To make sure you’re getting the same level of preparedness at home, it’s a good idea to carve out an equivalent routine that’ll help ease you into your workday.